Apply Now - Nick of Time Funding
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Apply Now

TIMING IS EVERYTHING. GET FUNDED NOW!

BRIDGE LOANS

If you have a project in need of a short-term loan on an investment property, our Bridge Loan option is ideal!

Program Highlights Include:

  • No prepayment penalty
  • 1-2 year terms
  • Funding as fast as 5 to 7 business days
  • Flexibility on FICO score, no DTI required
  • Loan funding in your entity name
  • Interest only payments

RENTAL FINANCING

If you are looking to acquire your first rental property or diversified your current portfolio, our 30 year fixed loan option is for you!  It is simple, has low documentation, and will help you grow.

Program Highlights Include:

  • Minimum credit score 600
  • Property Types – Single Family, 2-4 unit, Condos, Townhouses
  • Bank Statement only – No borrower DTI requirements
  • Non Owner Occupied properties only (no homeowner loans)
  • 30 year fixed loan – PITI
  • Cash out option available on a rental property already owned

COMMERCIAL FINANCING

Our Commercial Loan product is an alternative solution for your multifamily, mixed-use, warehouse/self-storage, office space, and industrial financing needs. Loans between $100,000 and $2 million for investors who are credit-worthy real estate investors and business owners who can’t or do not want to work with traditional banks.

Program Highlights Include:

  • Purchase, cash-out, and refinance
  • Terms 5-year arm or 30 year fixed
  • LTV up to 75%
  • Minimum credit score 650
  • DSCR Requirements for owner-occupied 1.2 and Investor 1.15
  • 2 years personal and 2 years business bank statements required

If you have a question please complete the form below and a team member will get back to you.